
UNITED STATES
Choose the payment processing plan that fits your business.
Flat-Rate Payment Processing
Straightforward payment processing with simple, predictable rates.
- Monthly Gateway Fee: $10/month
- Visa, Mastercard and Discover: 2.89% + $0.25 per transaction
- American Express: 3.10% + $0.25 per transaction
- eCheck/ACH: $0.65 per transaction
- No payment-token storage fees
- Bank-account validation available
Best for businesses looking for reliable payment processing without automatic card updates.
Payment Processing with Account Updater
Includes the $10 monthly gateway fee plus $25 per month for Account Updater.
- Monthly Gateway Fee: $35/month
- Visa, Mastercard and Discover: 2.89% + $0.25 per transaction
- American Express: 3.10% + $0.25 per transaction
- eCheck/ACH: $0.65 per transaction
- Account Updater: $1.00 per update
- Automatically updates eligible stored card information
- Helps reduce recurring-payment declines caused by expired or replaced cards
- No payment-token storage fees
Additional transaction, return, chargeback, and compliance fees may apply.

CANADA
Canadian Merchant Application Services
Complete the application below and our team will contact you with Canadian pricing options.
Why WorkHorse Payments?
Competitive Rates
Transparent pricing with no hidden fees.
Secure Processing
Industry-leading security and PCI-compliant processing.
Optional Account Updater
Keep stored cards up to date and reduce involuntary payment declines.
Built for Recurring Billing
Designed for alarm companies and recurring payment businesses.
Frequently Asked Questions
WorkHorse supports Visa, Mastercard, Discover, American Express, and ACH/eCheck payments.
The Payment Processing with Account Updater plan automatically updates eligible stored card information, helping reduce declined recurring payments caused by expired or replaced cards.
Account Updater is a service that automatically updates eligible stored payment card information when a customer’s card is replaced or expires, helping improve recurring payment success.
No setup fees are listed. Additional transaction, return, chargeback, and compliance fees may apply.
Approval times may vary depending on the application and underwriting process. Our team will guide you through each step.
Yes. Both plans support ACH (eCheck) payments for a flat fee of $0.65 per transaction.
We offer flexible options based on your business needs. During your demo, we’ll walk you through the available plans and help you choose the best fit for your company.
